Requirements/details/disclosures:

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Our used/2nd hand multicab financing is a new product. Take advantage of our promo interest rate offer of 2% instead of 3% now by filling up  our online form below. 

Your Other Options:

If you have a car that is fully paid and at least 2006 year model or truck whose ORCR is under your name, consider applying for either our Car Pawn or Truck Pawn products. 

See menu above. This will save you money thru lower interest rate of 1.3% (for 2010 model or newer cars). Then you can use the loan proceeds to pay in cash and buy your second hand multicab.

FREE assistance and zero obligation if you won't get your loan. Just process your approval for our second hand multicab financing and decide later. 

No hidden charges! 

All fees will be disclosed as per Truth In Lending Act or RA 3765. 

We value our client's right to transparency of loan charges and figures.

1. Acceptable Models: Not later than 5 years from date as stated in CR copy from dealer/seller
2. Loanable Amount: Maximum of 70% from dealer's price for the unit with no ORCR yet (surplus). For multicab with ORCR already, loan approval amount will be based from fair market value. 
3. All cash / checques as part of loan proceeds will only be handed over to dealer or seller and not the loan borrower.
4. Downpayment: 30% downpayment is required based from fair market value or dealer's price whichever is applicable as stated above.
5. Interest Rate: 2%
6. Processing Fee 5.5%
7. Loan Payment Term: Maximum of 24 months only
8. Documentary Requirements: 3 months latest proof of income / 2 valid primary IDs / latest electric or water bill (even if not under your name) /  proof of residency
9. Mode of Payment: NO PDC is required / only thru accredited remittance and payment center
10. Guidelines: No residence/business C.I. unless to be required by approver based on client credentials and application form disclosures
11. Process of Approval: All used multicab financing application is subject to company approval